December 2020

This study aims to examine the economic impacts of increasing financial inclusion in Turkey through financial technologies. The findings obtained were compiled in three sections:

  • Financial inclusion issue in Turkey
  • What would be the economic impacts of increased inclusion through fintechs
  • Policy framework for fintech inclusion.

Conducted by the Policy Analysis Laboratory (PAL), this study was sponsored by iyzico and supported by TÖDEB. The PAL team who prepared the report comprises Esen Çağlar, Emre Koyuncu, Deniz Ege Boz, İdil Savucu, Fırat Çetin and Ekin Erdolu. Burhan Eliaçık, Fevzi Güngör, Mehmet Kerse, Erdem Kozan, Barbaros Özbugutu, Ümit Özlale, Haki Pamuk, Ussal Şahbaz, Zafer Ali Yavan and Barış Yılmaz contributed to the development of the report with their valuable opinions.